Apex Products


NextUs Lending offers programs to Brokers for borrowers who may have limited access to credit. As such, NextUs Lending evaluates many elements of the loan but primarily relies on the evaluation of the borrower’s ability to repay the loan. In addition to ability-to repay (ATR), NextUs Lending’s programs take into consideration—with the expectation of full verification and examination—the borrower’s income stability and employment history, credit history, asset position, and the property being used for collateral. Each loan is assessed on the basis of its individual merits with a common sense and holistic approach to the borrower’s ability and willingness to repay. To this end, NextUs Lending’s programs consider the benefit to the borrower on each loan.

Apex NextUs Lending O/O Matrix
Apex NextUS Lending Investor Matrix